Whether you need to consolidate debt, access home equity, or prevent foreclosure, we specialize in second mortgages tailored to your unique financial situation. With over 22 years of mortgage expertise, we help homeowners secure the best solutions to protect their homes and financial future.
With 22+ years of experience, Lance Dawson (BA adv., MA) has helped thousands of homeowners navigate financial challenges. His expertise in Canadian housing policy and hands-on experience working with families in Calgary give him the perfect mix of book smarts, street smarts, and heart.
Facing foreclosure? You’re not alone, and I’m here to help. With over 22 years of mortgage experience and a deep understanding of Canadian housing policy, I specialize in finding solutions that keep homeowners in their homes. Let’s work together to secure your future.
Whether you need to lower your monthly payments, access home equity, or secure a better interest rate, I take the stress out of refinancing. My expertise and network of top Realtors and financial partners mean you get the best possible options tailored to your situation.
A second mortgage allows you to borrow against your home’s equity while keeping your current mortgage intact. This is a great option if you need to: ✅ Consolidate high-interest debt ✅ Cover emergency expenses ✅ Renovate your home ✅ Invest in real estate or business ventures ✅ Prevent foreclosure and regain financial stability
Refinancing is the process of taking out a new loan to replace an existing one. This allows you to secure a better interest rate or more favorable loan terms. Once the original loan is paid off, the new refinanced loan takes effect.
Many homeowners refinance when they have built equity in their home—the difference between the appraised home value and the remaining mortgage balance. With a cash-out refinance, you can tap into your home’s equity to fund home improvements, consolidate debt, pay for education, or cover other expenses.
Helping you access the best mortgage options to make homeownership dreams a reality.
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Thank God we found Lance. He was able to use our home equity to help bail us out of foreclosure. And he helped put my husband and I back on track again. Thanks Lance!
Your trusted partner in mortgage solutions, dedicated to helping you achieve your homeownership goals.
+1 403-827-6630