Your Trusted Partner for Second Mortgages in Calgary

Whether you need to consolidate debt, access home equity, or prevent foreclosure, we specialize in second mortgages tailored to your unique financial situation. With over 22 years of mortgage expertise, we help homeowners secure the best solutions to protect their homes and financial future.

Years Experience
0 +
With 22+ years of experience, we offer expert guidance to help you navigate the mortgage process and protect your home with confidence.

Who We Are

Your Home. Your Equity. Your Financial Freedom.

We specialize in second mortgages designed to help homeowners access their equity without the stress of refinancing their first mortgage. Whether you're looking to cover unexpected expenses, consolidate debt, or invest in opportunities, we provide customized mortgage solutions to fit your needs.

With 22+ years of experience, Lance Dawson (BA adv., MA) has helped thousands of homeowners navigate financial challenges. His expertise in Canadian housing policy and hands-on experience working with families in Calgary give him the perfect mix of book smarts, street smarts, and heart.

Low rates and expert guidance to protect your home

Home Foreclosure Prevention

Facing foreclosure? You’re not alone, and I’m here to help. With over 22 years of mortgage experience and a deep understanding of Canadian housing policy, I specialize in finding solutions that keep homeowners in their homes. Let’s work together to secure your future.

Refinance & Mortgage Solutions

Whether you need to lower your monthly payments, access home equity, or secure a better interest rate, I take the stress out of refinancing. My expertise and network of top Realtors and financial partners mean you get the best possible options tailored to your situation.

Second Mortgages & Home Equity Loans

A second mortgage allows you to borrow against your home’s equity while keeping your current mortgage intact. This is a great option if you need to: ✅ Consolidate high-interest debt ✅ Cover emergency expenses ✅ Renovate your home ✅ Invest in real estate or business ventures ✅ Prevent foreclosure and regain financial stability

Secure Your Future with Smart Mortgage Solutions

Finding the right mortgage shouldn’t be stressful. We offer tailored solutions to help you buy, refinance, or invest in your dream home—with ease, confidence, and the best rates available.

The Benefits Of Refinancing

Flexible, Adaptable, and Customizable Plans to Fit Your Needs

Refinancing is the process of taking out a new loan to replace an existing one. This allows you to secure a better interest rate or more favorable loan terms. Once the original loan is paid off, the new refinanced loan takes effect.

Many homeowners refinance when they have built equity in their home—the difference between the appraised home value and the remaining mortgage balance. With a cash-out refinance, you can tap into your home’s equity to fund home improvements, consolidate debt, pay for education, or cover other expenses.

Turning Dreams Into Keys

Helping you access the best mortgage options to make homeownership dreams a reality.

What We Offer

Mortgage Loan Options

Explore a variety of mortgage loan options designed to fit your unique needs and financial goals.

CONVENTIONAL MORTGAGE LOANS

FHA MORTGAGE LOANS

USDA MORTGAGE LOAN

USDA MORTGAGE LOAN

VA MORTGAGE LOAN

VA MORTGAGE LOAN

JUMBO MORTGAGE LOAN

REVERSE MORTGAGE LOAN

Why Choose Us

Your Trusted Partner in Home Financing

We offer personalized mortgage solutions with a commitment to transparency, trust, and exceptional customer service. With our expert guidance and flexible loan options, we help you achieve your homeownership goals with confidence.

Listing Property

Empowering Your Homeownership Journey

Senectus tristique lacus litora placerat sollicitudin penatibus quis. Inceptos consequat habitasse praesent ipsum ante quisque integer pellentesque taciti fermentum. Luctus ex sapien consectetur venenatis mus.

House

$110,000-$199,000
Balaraja Garden City

Tangerang, Indonesia

Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.

Apartment

$50,000-$99,000
Ophelia Apartment

Surabaya, Indonesia

Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.

Office & Apartment

$80,000-$150,000
Twin Tower Office & Apartment

Semarang, Indonesia

Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.

House

$140,000-$220,000
Serpong Smart Town

Tangerang, Indonesia

Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.

Your Path to a Better Home Starts Here

Whether you’re a first-time buyer or looking to refinance, we make the process simple, seamless, and stress-free. With expert advice, personalized solutions, and competitive rates, your dream home is within reach.

Lowest Rates Available

Save more with competitive interest rates and flexible terms.

Quick & Hassle-Free Approval

Fast processing to help you move forward with confidence.

Appointment

Talk to a Mortgage Expert Today

Finding the right mortgage can be overwhelming, but you don’t have to do it alone. Our dedicated specialists are here to guide you every step of the way.Connect with a lending specialist today to explore the best mortgage options for you and secure your future home with confidence.
From application to approval, we simplify the process.
Get expert advice tailored to your financial goals.

Quick processing to keep you moving forward.

Make an Appointment

Fill out the form, and let’s find the best mortgage solution
for you!

Testimonials

What our clients say about us

Hear from our clients about how our expert mortgage services have helped them. With personalized support and honest advice, we’ve made a real impact on their homeownership journey.

Thank God we found Lance. He was able to use our home equity to help bail us out of foreclosure. And he helped put my husband and I back on track again. Thanks Lance!

Sarah and Richard two hard working Calgarians

Lance was a lifesaver. We were days away from losing our home, and he worked fast to find a solution that kept our family under one roof. His knowledge and dedication made all the difference. We can finally breathe again!

Mike & Jennifer Calgary

We thought we had no options left. The bank turned us down, and we felt hopeless. Then we met Lance. He walked us through everything, used his connections, and got us the help we needed. Now, we’re still in our home, and we’re rebuilding our finances!

Paul & Linda Calgary

Lance truly cares. From the moment we reached out, he treated us like family. He explained everything clearly and found a way to refinance our mortgage when we thought all hope was lost. We’re forever grateful!

David & Angela Calgary

Your Home, Your Future – We Make It Happen

Simple. Smart. Stress-Free Mortgage Solutions.

Buying a home or refinancing? We’ve got you covered. Our expert team provides personalized mortgage options to match your needs.

Instagram

Follow Us for Legal Insights